1st Rate Mortgages, based on Castlereagh Road, Belfast, are here to assist you find the right mortgage or re-mortgage. Whether you are a new or 1st time buyer, have had a Repossession, Adverse Credit ratings. IVA or been Bankrupt, we can help because we specialise in finding the right lender for your individual needs in difficult and awkward cases. Our independence offers us access to all lenders so we can meet all your mortgage and property finance needs.

Our aim is simple

When we are clear about your mortgage requirements and personal situation we look at every mortgage option available to ensure you get the best one for your on-going needs.

Whether you have an imminent or previous repossession, county court judgments, mortgage or rent arrears, defaults, bankruptcy or IVA.

We are not mortgage lenders; we are independent mortgage brokers who specialise in helping clients find the right mortgage for clients with problems. Your advisor will be a listening, talking encyclopedia of mortgage lenders who deal sympathetically with clients just like you. You will deal with one advisor who will strive to solve your problem in a friendly and efficient manner.

We would be pleased to provide you with a personal illustration based on your circumstances. Your consultation is free and can be carried out in our office or by telephone, post and e-mail. Alternatively you can complete the downloadable application form and return it by post or fax and we can then prepare some figures for you before calling you back.